High Approval Rates for Payday Loans
As one of the UK’s leading brokers, we work with multiple lenders. This means you could get a higher chance of being approved with just one application form!
Fast Decisions for Fast Cash
Whether you’re at home or on your phone, it’s easy to apply with Payday Bank. It only takes a few minutes, and you’ll get a fast decision. If you want, you can also apply over the phone on 0843 506 0187.
Safe, Secure Service for Complete Discretion
We use SSL protection to make your application and information as safe as possible. So you can be sure your details will be protected.
* This may vary from lender to lender, some lenders may take up to 48 hours. We do not guarantee you will be approved for any amount.
Implications of Non-Payment
We always recommend repaying on time, and our representative examples assume that you will. If you are unable to pay on time, each lender has their own policies with regards to fees and interest, and how they collect outstanding debts. Some lenders may pursue claimants by legal means in the event of repeated non-payment. Most will contact you by phone or letter in order to rearrange payment. Non-payment may result in charges and/or raised interest and may affect your credit score.
If you wish to renew your loan, you should contact your lender in advance. Most lenders will charge the same rate of interest and fees for another month on the entire amount owed. In the event of non-payment, a loan renewal/extension could be automatic and further interest and/or charges may be added to your account.
You may have the opportunity to roll over your loan, which means paying off the interest earned to date and continuing to gain interest on the original loan amount over an extended term. This interest will most likely be at the same rate that the original loan was charged at. Some lenders may insist on a rollover as opposed to a renewal.