High Approval Rates for Payday Loans
As one of the UK’s leading brokers, we work with multiple lenders. This means you could get a higher chance of being approved with just one application form!
Fast Decisions for Fast Cash
Whether you’re at home or on your phone, it’s easy to apply with Payday Bank. It only takes a few minutes, and you’ll get a fast decision. If you want, you can also apply over the phone on 0843 506 0187.
Safe, Secure Service for Complete Discretion
We use SSL protection to make your application and information as safe as possible. So you can be sure your details will be protected.
* This may vary from lender to lender, some lenders may take up to 48 hours. We do not guarantee you will be approved for any amount.
Implications of Non-Payment
We always recommend repaying on time, and our representative examples assume that you will. If you are unable to pay on time, each lender has their own policies with regards to fees and interest, and how they collect outstanding debts. Some lenders may pursue claimants by legal means in the event of repeated non-payment. Most will contact you by phone or letter in order to rearrange payment. Non-payment may result in charges and/or raised interest and may affect your credit score.
If you wish to renew your loan, you should contact your lender in advance. Most lenders will charge the same rate of interest and fees for another month on the entire amount owed. In the event of non-payment, a loan renewal/extension could be automatic and further interest and/or charges may be added to your account.
You may have the opportunity to roll over your loan, which means paying off the interest earned to date and continuing to gain interest on the original loan amount over an extended term. This interest will most likely be at the same rate that the original loan was charged at. Some lenders may insist on a rollover as opposed to a renewal.
Payday Loans UK
Today it is much more convenient to apply online. The application process is quite simple and fast. You could have the money in your bank account today! No faxing of documents is necessary.
To provide you with the best payday loan service we know, we have partnered with MEM Consumer Finance Ltd who are one of the longest established payday lenders in the United Kingdom.
Mem Consumer Finance Ltd owns the UK’s widest portfolio of Payday Loan brands, as well as providing a diverse offering of other financial services products to its customer base.
MEM Consumer Finance Ltd is a strong advocate of upholding best practice within itself and for the Payday Lending industry as a whole. We rely on their excellent service organization to service the loans.
At aPayday, we know that life presents many surprises – sometimes pleasant and sometimes not so pleasant. Our payday loans apply to people who are employed and earn fixed incomes, and like any one of us, from time to time, experience temporary difficulties.
We are sure that many can relate to some of the following circumstances: • Your car needs urgent mechanical repairs.
• An unexpected dental expense finds you short of cash.
• You need to move out of your apartment and find yourself spending a lot
of money on household appliances and furniture.
• A close relative is getting married and you need to buy a proper gift.
• A household appliance is damaged and needs immediate fixing.
• Winter electricity bill is unexpectedly high.
• You need to buy clothes for your new job.
Payday loans are designed to cover these short term needs without incurring an assortment of bank charges or bouncing cheques and direct debits.
Same Day Payday Loans
We offer cash advance loans between £80-£750 until your payday, so you can have the cash you need in your bank account today! You can repay the loan on your next payday using your debit card. Our payday loans are often cheaper and more convenient than other products. Best of all, our fees are low since everything is done online!Online Application
The application process is quite simple. In Fact, you could have the money in your bank account today! Just fill out the application form and get a quote for an instant decision. No documents are needed and the loans are normally deposited on the same day you apply.